I had an anterior resorption procedure which 3 dentists recommended. Delta Dental refused to pay the claim even though the Periodontist submitted notes to justify the exceptional nature of the procedure.
Delta Dental said that the claim did not meet their guidelines. So it appears that Delta Dental would rather have me lose the tooth and have me submit a claim for a tooth implant only because the lesser fee did not meet their strict guidelines.
This is the second time Delta Dental refused to pay a legitimate claim with exceptional circumstances.
I would save money by canceling the insurance, banking the savings and paying the dentists for the procedures. It would save the dentists money too because they hire extra personnel to fight the insurance companies for reimbursement of clients.
Review about: Delta Dental Dental Insurance.