I had Delta Dental Premium coverage at my job for four years. The only two things they EVER covered properly were extractions and tooth cleanings. That was it...you could get your teeth cleaned, or pulled out completely with no replacement tooth. The first time I wanted a crown instead of an extraction, I was told by the dentist's receptionist that DD covered it. They did NOT cover it. They covered - are you ready for this? - 5% of the cost. That was nearly $700 out of my pocket, two weeks' salary...for one freaking crown.
When I called Delta Dental up and raised ***, they told me that this is their policy on any patient over age 50. I said, WHAT??? They said yes, their position was that if you're older than 50 and your tooth cracks, it's your fault for getting older. Tough luck. I tried argjuing with them that if my *** tooth had cracked at age 25 or 30, THAT would have indicated that I wasn't taking care of my teeth, but having it last until age 58 was pretty darn good. Needless to say, they didn't see it my way. So every time after that when a tooth cracked, I had to have it extracted as that was the only thing they would cover.
Stay away from these crooks...unless you enjoy having a mouth full of holes where your teeth used to be.
Review about: Delta Dental Dental Crown Service.
Monetary Loss: $700.